A quick, five-part check on your overall financial position. Answer honestly — this stays in your browser and isn't saved anywhere.
Five dimensions are each scored out of 20 points and combined into a total out of 100: savings rate (what percentage of income you save), debt-to-income ratio (how much of your income goes to EMIs), emergency fund adequacy (months of expenses covered), insurance coverage, and consistency of long-term investing. This is a simplified diagnostic, not a comprehensive financial plan — it's designed to highlight the one or two areas most worth focusing on next.
This score combines five common indicators of financial wellbeing: savings rate, debt-to-income ratio, emergency fund coverage, insurance adequacy, and whether you're actively investing for the long term — each scored and combined into one overall number.
A low score simply highlights specific areas to improve — it's a diagnostic starting point, not a judgment. Most people score well on some dimensions and poorly on others; the value is in seeing which specific area to focus on next.