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Not financial, tax, or legal advice

All calculators, rate tables, and content on factocap.in are provided for general informational and educational purposes only. They do not constitute financial, tax, legal, or investment advice, and should not be relied upon as the sole basis for any financial decision.

Accuracy of calculations

We aim for calculation accuracy using standard, publicly documented formulas and up-to-date rules (income tax slabs, GST rates, TDS thresholds, etc.). However, actual outcomes from banks, employers, or tax authorities may differ due to factors specific to your situation, changes in regulation after our last update, or errors we haven't yet caught. Always verify important figures with your bank, employer, a chartered accountant, or the relevant government portal before acting on them.

Bank rates and market data

Interest rates and other market data shown are indicative, compiled periodically from public sources, and may not reflect real-time changes. Confirm current rates directly with the relevant bank or financial institution before applying for any product.

No guarantee of outcomes

Market-linked figures (SIP returns, mutual fund growth, NPS corpus, etc.) are estimates based on assumed rates of return that you input — actual returns are not guaranteed and depend on market performance, which can be higher or lower than assumed.

Limitation of liability

factocap.in and its creators are not liable for any loss or damage arising from decisions made based on information or calculations on this site. Use of this site is entirely at your own discretion and risk.

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